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The 5 Best Financial Advisors in Houston

The 5 Best Financial Advisors in Houston

Our Criteria:

Communication Skills – To ensure that clients only receive the best advice, the top Houston financial advisors should be courteous, meticulous, and thorough when guiding people on their fiscal decisions. 
Experience – Financial planners must have a long experience working in the field with many types of clients. This is to signify that the people managing your wealth are experts in their craft.
Offerings – We chose firms that have many financial-related services like insurance management, stock acquisition, and others to give clients options on the services they want to avail of.
Payment Scheme – There are different ways financial advising firms charge their clients. We chose those with fair pricing policies that won’t hurt the pockets of every client.

1. Post Oak Private Wealth Advisors

Post Oak Private Wealth Advisors Homepage

Services: Investment Management, Retirement Distribution Planning, Wealth Management

Website: https://postoakprivatewealth.com/ 

Address: 1200 Smith St Suite 610, Houston, TX 77002 

Contact Details: (281) 580-2100

Operating Hours: Monday to Friday: 8:00 A.M. – 5:00 P.M.; Saturday to Sunday: Closed

Google Reviews Score5/5
Investor.com Reviews Score4.5/5
Facebook Reviews Score5/5
Total Reviews4.5/5
Score Consistency5/5
Communication Skills5/5
Experience5/5
Offerings4.5/5
Payment Scheme5/5

Pros

  • Focuses on risk reduction-oriented investment management
  • The company is a fiduciary financial advisor

Cons

  • Has a smaller team compared to others
  • Isn’t a registered broker-dealer

What we love about Post Oak Private Wealth Advisors is its focus in helping clients grow their assets through investment management focused on risk reduction.

This firm’s service starts with analyzing clients’ portfolios to define current risks that may lower the value of their assets. It’s also great that the analysis comes with stress testing, which includes analyzing market trends and how they’ll affect your investment. 

After that, the company advisors would help clients invest in the equity market by trading stocks and shares. At the same time, they’ll also hedge a part of your assets to minimize loss when your stocks plunge in value.

Hedging is a strategy where brokers employ measures to prevent loss from stocks. This practice may include availing shares from different industries, systematic buying and selling, and keeping some assets in cash.

While they have wonderful strategies to invest and mitigate risks, Post Oak Private Wealth Advisors have a smaller team compared to other companies. 

The company isn’t also a registered broker-dealer, which means they go to other companies to purchase bonds and stocks, which may cost clients extra to invest.

Regardless, Post Oak Private Wealth Advisors is a fiduciary financial advisor, which means that they’re illegally obligated to act in the client’s best interest, guaranteeing that they’re putting the client’s welfare first

2. Financial Synergies Wealth Advisors

Financial Synergies Wealth Advisors Homepage

Services: Total Wealth Management, Financial Planning, Investment Management, Tax Planning, Estate and Gift Planning, Insurance Planning, Company Retirement Plans, Individual 401(k) Management, The Retirement Salary® Pathway®, Sample Financial Plan

Website: https://www.finsyn.com/ 

Address: 4400 Post Oak Pkwy STE 200, Houston, TX 77027

Contact Details: (713) 623-6600

Operating Hours: Monday to Friday: 8:00 A.M. – 5:00 P.M.; Saturday to Sunday: Closed

Google Reviews Score4.7/5
Investor.com Reviews Score5/5
Total Reviews4.5/5
Score Consistency5/5
Communication Skills5/5
Experience5/5
Offerings5/5
Payment Scheme4.5/5

Pros

  • Provides Total Wealth Management for high-net-worth individuals.
  • Has partnerships with various professionals to help in wealth management
  • Fee-only payment system

Cons

  • Some services not available for those with a net worth less than $1 million
  • Need a minimum of a million dollars available to invest in the market 

Financial Synergies Wealth Advisors shines with its Total Wealth Management service for high-net-worth individuals.

The service includes a consultation with an advisor to pinpoint the goals the client wants to achieve. Then, they’ll tailor the financial strategy so that the company can help clients reach the said goals.

We love that the service involves financial planning and building an investment portfolio, which they’ll use to secure the financial health of clients’ assets. 

It’s also pleasing that the company has various partnerships with professionals like accountants, law firms, and insurance agents to help with various aspects of asset management and estate planning without spending too much on separate fees.

Although the said services are cost-effective, the company won’t serve clients with net worths under $1 million. They also need a minimum of $1 million to invest if you want to avail the Total Wealth Management service.

Still, Financial Synergies Wealth Advisors provides several measures like the Pathway Program for individuals with a minimum of $50,000 in total assets. We think this is perfect for those beginners who want to grow their savings and secure their future.

Also, the company has a fee-only payment system, with payments ranging from $3,750 to $150,000 depending on the size of your assets. The scheme benefits those with multi-million dollar assets, as it charges less compared to a percentage-based system.

3. Willis Johnson & Associates

Willis Johnson & Associates Homepage

Services: Financial Planning, Wealth Management

Website: https://www.wjohnsonassociates.com/ 

Address: 5847 San Felipe St #1500, Houston, TX 77057

Contact Details: (713) 439-1200

Operating Hours: Monday to Friday: 8:00 A.M. – 5:00 P.M.; Saturday to Sunday: Closed

Google Reviews Score4.4/5
Investor.com Reviews Score5/5
Facebook Reviews Score5/5
Total Reviews4.5/5
Score Consistency5/5
Communication Skills4.5/5
Experience4.5/5
Offerings4.5/5
Payment Scheme5/5

Pros

  • Has contractless financial planning services
  • Charges more affordable hourly rates for financial advising
  • Specializes in providing financial advice to oil and gas industry workers.

Cons

  • Offers fewer services than other companies
  • Slow in giving out meeting documents 

What sets Willis Johnson & Associates apart from others is its contractless, specialized financial planning services.

After the initial assessments, their advisors would provide feasible recommendations and strategies which the clients can implement so that they can achieve their financial goals within a specific period. 

We like to point out that the said services aren’t contract-bound, which enables clients to do the plans themselves. This is perfect for people in need of a second opinion, or for  those financially-literate individuals who want greater control over their assets.

In addition, it’s also wonderful that the financial advice this firm provides covers a wide range of areas, including evaluating insurance, creating college funds for children, managing severance packages, setting aside money for charitable works, and others.

Although, it’s unfortunate that the company has fewer services compared to other companies, which reduces the options of their prospective clients. Also, their advisors and the company staff are sluggish when handing out meeting documents to clients.

Still, it’s great that Willis Johnson & Associates offers hourly rates for their financial planning work, which is perfect for those who only need financial advice and won’t benefit financially from fixed or percentage payment schemes.

Also, the company specializes in providing financial advice for those in the oil and gas industry, especially for employees in the said field.

4. M&A Wealth

M&A Wealth Homepage

Services: Financial Planning, Investment Advising, Insurance Planning, Benefits Packages, Institutional Third Party Asset Management, Creating Specialty Funds Starter Investments, Whole Life Insurance, Passive Investment Strategy

Website: https://mandawealth.com/ 

Address: 4515 Briar Hollow Pl Suite 314, Houston, TX 77027

Contact Details: (713) 540-7247

Operating Hours: Monday to Friday: 8:00 A.M. – 5:00 P.M.; Saturday to Sunday: Closed

Google Reviews Score5/5
Investor.com Reviews Score4/5
Facebook Reviews Score5/5
Total Reviews4/5
Score Consistency4.5/5
Communication Skills5/5
Experience4/5
Offerings4.5/5
Payment Scheme5/5

Pros

  • Provides Third Party Asset Management services
  • Creates comprehensive plan for passive investment management

Cons

  • Specializes more in serving companies
  • Only has 1 financial advisor

What makes M&A Wealth, a financial advising company founded in 2018, notable is its focus on providing companies with Third Party Asset Management services. 

The said service starts with an evaluation of factors such as employer and employee benefits to formulate the retirement plan for your company’s workers. The company advisors will also help in filing returns and reports to government agencies like the IRS.

Now, Third Party Management deals with managing the retirement benefits of the company employees, ensuring that it follows all regulatory and taxation laws. Its main focus is optimizing the retirement benefits to the advantage of both parties. 

Although, the company does specialize more in serving companies, offering fewer services tailored for individuals. They also only have 1 financial advisor, which may delay services if there are too many clients that need their services

Regardless, M&A Wealth also creates comprehensive plans for acquiring passive investments for individuals. Their passive investment plan is designed to determine the best stock that’ll increase in value over time, ensuring a steady growth of assets.

We think a passive investment is perfect for beginners who aren’t knowledgeable in navigating the stock market but still want to build their wealth over time.

5. Oak Harvest Financial Group

Oak Harvest Financial Group Homepage

Services: Retirement Planning, Tax Planning, Estate Planning, Investment Management

Website: https://oakharvestfg.com/ 

Address: 920 Memorial City Way Suite 150, Houston, TX 77024 

Contact Details: (281) 317-6363

Operating Hours: Monday to Friday: 9:00 A.M. – 5:00 P.M.; Saturday to Sunday: Closed

Google Reviews Score4.7/5
Investor.com Reviews Score4.5/5
Total Reviews5/5
Score Consistency4.5/5
Communication Skills5/5
Experience4.5/5
Offerings4.5/5
Payment Scheme5/5

Pros

  • Focuses on retirement planning
  • Takes special care in managing affairs related to the retiree’s wellbeing
  • Gives free financial advice through blogs, podcasts, and radio shows

Cons

  • Has fewer general financial advisory-related services
  • Requires $500,000 onhand cash before they provide services

What makes Oak Harvest Financial Group stand out from other companies is its retirement planning services.

We think this service is noteworthy because it provides a roadmap that details actions that the client needs to accomplish so that they can retire at a specific age. This will also ensure that the person has enough assets to live comfortably after retiring.

Also, aside from the usual financial and investment planning, the company advisors would take special care in managing affairs related to the retiree’s wellbeing, including their estate plans, health and property insurance, pensions, and taxes.

People, especially those nearing retirement age, must consider hiring financial advisors to ensure that they have enough savings when they stop working. This will secure your future and help you avoid running out of funds while still achieving your goals.

However, this company has fewer general financial advisory-related services. Thus, if you’re looking for a firm that concentrates on giving financial advice, we suggest this company may not be the right fit for you.

Also, the company requires $500,000 on hand before they provide services. In our opinion, although the money is for investments, this payment scheme is disadvantageous for those who can’t readily provide the said amount.

Still, it’s great that Oak Harvest Financial Group gives free financial advice to individuals through their blogs, podcasts, and their weekly radio show. It’s an excellent tool for those who want to learn about topics like retirement plans and income management.

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