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Top 5 Credit Repair Companies in Houston

Top 5 Credit Repair Companies in Houston
  • Services - Credit repair companies offer various services, so we selected companies that provide the broadest range of services.
  • Reputation - We carefully reviewed each company’s reputation based on online reviews and any pending or previous legal action.
  • Price - We chose the companies that provide the best value for their services.

1. ASAP Credit Repair

ASAP Credit Repair's Homepage
From the ASAP Credit Repair website
Address15915 Katy Fwy #550, Houston
Contact Number+1 281-545-5001
Google 4.8/5
Total Reviews3.83/5
Score Consistency3.83/5


  • Free credit consultation
  • Simple credit restoration program


  • Vague pricing information
  • Limited services

ASAP Credit Repair provides free credit consultations to all their initial clients. This company stands out with its simplified credit repair program. 

Their credit repair program outlines three main features: evaluation, correct errors, and quick results. This made us feel at ease, as it broke down the credit repair process into more manageable chunks. 

Their use of AI technology to streamline their credit repair program was a surprise. It isn’t uncommon to see AI being used to expedite results, but it does raise concerns when it comes to the price they charge. 

ASAP Credit Repair doesn’t provide clear and defined pricing for their services. Only an average estimate. So you could be spending a lot more than the price being advertised to you. 

While their overall consumer rating may appear high, it’s not representative of every situation. ASAP Credit Repair has a couple of complaints with the Consumer Financial Protection Bureau (CFPB). 

For those who are looking into credit repairs in Houston, we can recommend using their free consultation and analysis as a benchmark. 

2. The Credit Agents – Credit Repair Houston

The Credit Agents – Credit Repair Houston's Homepage
From The Credit Agents website
Address11211 Katy Fwy #570, Houston
Contact Number+1 281-336-8751
Google 4.8/5
Total Reviews3.65/5
Score Consistency3.65/5


  • No monthly fees
  • Transparent communication


  • Closed on weekends
  • Expensive initial setup fee

The Credit Agents is one of Houston’s top-rated credit repair companies, as it provides effective credit repair services. 

Compared to other credit repair companies who bill you a set amount monthly, the Credit Agents provide an itemized invoice for each successful deletion of negative items from your credit report.

This is refreshing in the credit repair industry, as you only pay for the aspects the company can fix on your credit report. This saves you from excessively spending on minor credit repairs. 

We disliked that the Credit Agents charge an expensive, upfront initial setup fee, which provides the same services as their free consultation. The only difference is that you will now be logged into their systems. 

The only silver lining is that they only charge you for the initial setup only after it’s completed. 

Another thing that we liked about the Credit Agents is their quality customer support and  Fair Debt Collection Practices Act (FDCPA) attorney network. This made us feel like we could trust them with handling our credit reports and credit repairs. 

Their reputation isn’t ideal based on consumer rating, however, they don’t have any complaints with the CFPB. 

3. ANG Credit Solutions

ANG Credit Solutions' Homepage
From the ANG Credit Solutions website
Address505 N Sam Houston Pkwy E #442, Houston
Contact Number+1 281-545-5001
Google 4.4/5
Total Reviews4.05/5
Score Consistency4.05/5


  • Free Credit Audit
  • Variety of services


  • Limited experience
  • No money-back guarantee

ANG Credit Solution primarily made this list for being one of the most affordable credit repair options in Houston. 

The reason why we rated ANG Credit Solutions so low in terms of price is that they don’t provide a money-back guarantee like other credit repair companies. This makes us worry about the overall quality of their services.

This worry also extends to their general lack of experience when it comes to credit repair. While they provide information about dealing with credit repair and the like, they don’t have as many results as other companies in the industry. 

They do make up for these with the variety of services they offer. This is particularly useful for those who are looking to cover a broad range of financial help when repairing their credit. 

We also appreciated the coverage of their complementary services when you avail of their free consultation. As an initial consultation about your credit report, we think that it covers a broad range which can be useful when planning how to repair your credit. 

One last thing that we disliked about their services is limited to scheduled online or voice appointments.

4. 700 Plus Credit

700 Plus Credit's Homepage
From the 700 Plus Credit website
Address2616 S. Loop W. Suite 435 Houston
Contact Number+1 713-661-5505
Google 4.3/5
Total Reviews2.9/5
Score Consistency2.9/5


  • Fair pricing
  • Additional services


  • Limited warranty coverage
  • Limited customer support

700 Plus Credit has been providing credit repair services in Houston for more than a decade. They also provide the usual services you’d expect from any credit repair company in the industry.

What stands out to us is their extensive resources on credit and finance topic focused on improving financial literacy. This made us trust their expertise and knowledge of credit repair. 

700 Plus Credit is also bonded and licensed by the state of Texas, so we’re confident with their credit repairs.

The company also provides credit counseling services, which is especially useful for those who want financial advice to create their own credit solutions.  

However, we disliked that their services have a shorter warranty period for their money-back guarantee compared to other companies. 

We also disliked the lack of customer support when it comes to creditor disputes. If you’re looking for a credit repair company that would dispute credit reports and assessments, then you should consider other companies on this list. 

All things considered, 700 Plus Credit is an ideal choice for credit repair if you want to learn more about different solutions you can do when fixing your credit. 

5. Texas Best Credit Repair

Texas Best Credit Repair's Homepage
From the Texas Best Credit Repair website
Address5100 Westheimer Rd., Suite 297, Houston
Contact Number+1 281-761-6602
Google 4.8/5
Total Reviews3.83/5
Score Consistency3.83/5


  • Expert credit coaching
  • Straightforward process


  • Limited operating hours
  • By online appointment only

Texas Best Credit Repair is one of the only licensed and bonded credit services in Houston. We love that they provide ethical and legally-compliant credit services, which improves our trust in them. 

We appreciate the 1-on-1 credit coaching that they provide to their clients as it keeps the process personal and gives you the opportunity to ask questions. This is especially useful for those who have unique circumstances for their credit history. 

Another thing that we like about Texas Best Credit Repair is their straightforward process of signing up and getting the credit repair process started. This made us feel like they were invested in helping us fix our credit. 

One thing that we disliked about their services is their limited operating hours, which can be a cause of concern when responding to time-sensitive e-mails or calls.

We also dislike their slow turnaround time in credit updates. This makes us worry about their ability to keep clear lines of communication. 

All things considered though, Texas Best Credit Repair is one of our top recommendations for those who want to repair their credit and learn financial wellness while doing so. 

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