Deal or Mortgages: 5 Best Mortage Brokers in Houston

1. Loan Factory

Website: Loan Factory

Address: 10008 Bellaire Boulevard, Ste 203, Houston, TX 77072

Contact info: (832) 990-9999

Operating hours: Monday – Friday: 9 AM – 5:30 PM

Saturday – Sunday: Closed

Boasting by far the highest review rate on both Google AND Facebook, Loan Factory has been the go-to mortgage broker in Houston and many other parts of the country. 

We like that their website has almost everything you’ll need in a mortgage broker. From finding out the historical rates for your current area to even providing educational materials for first-time home buyers, too! 

You can also get your quotes instantly if you use them! This is because they have a calculator on their website that lets you search rates from other lenders. This convenience alone leaves no wonder why they’re the #1 mortgage broker in both 2021 AND 2022.

But if you want to get their service, you will need to be careful before signing up with them. Much like other mortgage brokers in Houston, Loan Factory has lots of fine print on their contracts. Make sure to read the contracts properly!

But if you do get Loan Factory’s services though, you’re in for a convenient time. They can (and probably will) try and get you the lowest rates for your home. But if you DO get a lower rate, then you can get $1000 off your home – if you find a lower rate, that is!

2. Zion Mortgage

Website: Zion Mortgage

Address: 13814 Seneca Park Dr, Houston, TX 77077

Contact info: 713-321-2515

Operating hours: Monday – Saturday: 8 AM – 8 PM

Sunday: Closed

With a service that’s good for both businesses and individuals alike, Zion Mortgage already has a leg up compared to other mortgage brokers in Houston. Plus, they’re also open on Saturdays, which makes them a lot more convenient, too!

What makes Zion Mortgage great is the fact that they can help provide loans to business startups. You can do anything from Small Business Loans (SBA) to even debit refinancing if you’re finding it hard to pay your current debt.

Zion Mortgage also has a fixed-rate mortgage. That means, interest prices will stay the same until you sell your home. It can be a bit complicated, but thankfully Zion Mortgage has resources up on their site.

Where Zion Mortgage falls short though is the lack of instant quotes on their website. If you do want to get their service, then you will need to either call them directly, or visit them on their brick-and-mortar.

That bit of nitpicking aside though, Zion Mortgage still provides wonderful services – especially for smaller-scale businesses. Their lending process is also significantly shorter than other mortgage brokers in Houston, too!

3. Cornerstone Home Lending

Website: Cornerstone Home Lending

Address: 1177 West Loop South, Suite 700 Houston, Texas 77027

Contact info: 713-621-4663

Operating hours: Monday – Friday: 8 AM – 5 PM 

Saturday – Sunday: Closed

If you want a more convenient mortgage broker in Houston, then Cornerstone Home Lending will be your best pick. They have a mobile app, which lets you access pretty much every service they have! 

What we like the most about Cornerstone Home Lending is the sheer convenience of their mobile app. You can do pretty much everything on their app for their loans. Plus, you can even track your loan status there too!

But if you don’t want to download their app, then they also have a website as well! It has lots of educational content, especially for first-time home buyers. Plus, they also have a calculator for your every mortgage needs as well – from loans to payoffs!

Their app also has this calculator – but therein lies the problem with Cornerstone Home Lending. They’re pretty reliant on their mobile app for their services. And though their app is indeed efficient, the lack of services on their website can be a bit of a letdown.

That being said though, you can still prequalify for your loans through Cornerstone Home Lending’s website. You can also track its progress if you log in there as well, which is a relatively easy process.

4. Texas Loan Star Inc.

Website: Texas Loan Star 

Address: 2233 Yale Street Houston, TX 77008, USA

Contact info: 713-802-0606

[email protected]

Operating hours:  Monday – Friday: 8 AM – 5:30 PM

Saturday – Sunday: Closed

What we like the most about Texas Loan Star Inc. is the fact that they have over 50 years of experience under their belt. That means that they’re always more than equipped to help you with your mortgage needs!

As you can expect from a business that has been around for more than half a century, their professional staff are always cordial and can provide excellent advice. And that’s a deeply reassuring knowledge, especially if it’s your first time doing so.

Texas Loan Star Inc offers plenty of services, ranging from personal to business-related ones as well. They can even loan to business startups, too. Plus, they also offer Jumbo Loans for medicine, law, CPA, and other professional fields too!

That being said, you will need to properly read the contract you’ll be signing with Texas Loan Star Inc. since there is a lot of fine print included in their contracts. It’s not a total ripoff, but we do advise you to be on the more cautious side if you decide with them.

But if you do decide to get their services, and if you’re lucky enough then you can even get them to help provide you with construction and renovation loans! They can even walk you through the entire process too, which is a nice gesture.

5. NuHome Mortgage

Website: NuHome Mortgage

Address: 1445 N Loop W #105, Houston, TX 77008

Contact info: 713-373-0345

Operating hours: Monday – Friday: 9 AM – 5 PM

Saturday – Sunday: Closed

New homeowners are always the most vulnerable when it comes to picking mortgage brokers. It’s their first time, after all. They still haven’t experienced the difficulties of finding the wrong mortgage brokers. Houston mortgage brokers are on another level!

But what if we tell you that NuHome Mortgage can help first-time homeowners with everything that they need? And yes, that even includes providing quotes on their website, too!

What we like the most about NuHome Mortgage is their online registration form. Yes, there are a lot (read: a lot) of entries you need to fill out. But the little bit of inconvenience is worth it, especially with their professional service.

NuHome Mortgage also has a calculator on their website, which can let you compute your prices ahead of time. It’s relatively easy to use, and you can use it for both purchasing and refinancing. Plus, you can even compare the price you get to today’s rates, too!

FAQs about Mortgage Brokers

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