Top 5 Health Insurance Agencies in Houston

Wise Insurance is a trusted independent health insurance agency in Houston, dedicated to making the process of finding the right coverage simple and stress-free. 

The agency was founded by Justin Wise, an experienced and licensed health insurance agent who understands the challenges individuals and families face when navigating the marketplace. 

The firm’s core mission is to provide clear, unbiased advice, ensuring clients find a plan that truly fits their needs and budget. As an independent agency, Wise Insurance holds a significant advantage. 

They are not tied to any single insurance carrier. This allows them to shop the entire market on a client’s behalf, comparing plans from all the major providers to find the absolute best fit. 

This unbiased approach ensures the client’s best interests are always the top priority. It saves their clients countless hours of research and potential confusion. The team at Wise Insurance specializes in individual and family health coverage. 

They are experts in all types of plans, including ACA/Obamacare, private insurance, short-term medical, and faith-based sharing programs. Their guidance is particularly valuable for the self-employed and small business owners who need to secure their own coverage. 

The consultation and enrollment support they provide comes at no extra cost to the client. Clients consistently praise the agency for being responsive, knowledgeable, and genuinely helpful. 

The team is known for its ability to break down complex insurance jargon into simple, understandable terms. This commitment to education and personalized service, combined with their ability to find the most competitive rates, makes Wise Insurance a top choice for health insurance in Houston.

Selected Benefits, Inc. has been providing insurance for individuals, families, and groups in Texas since 2002. They say they aim to “simplify the health insurance process.”

Well, the first thing we noticed is that they offer a good range of insurance coverages, including accidental injury, critical illness, and health saving accounts policies. They also offer group health plans for businesses.

We really like the range of their services. We especially like how they work closely with you to find the best plan for your specific needs, whether you’re alone, with your family, or business.

They work with a lot of the largest insurance carriers in the country, by the way. These include but are not limited to Aetna, Blue Cross Blue Shield, Cigna, UnitedHealthcare, Humana One.

By Texas law, you pay them the same rate you would pay if you purchase directly from an insurer. This means that their services are free on your end, which is obviously something we won’t complain about!

They’re open 24 hours, which we find really convenient for people with irregular or busy schedules. We recommend giving them a call to set up an appointment before coming in, even so.

Also worth noting is that they have a very high customer satisfaction rating. This means that their clients continue to trust in their expertise and their work.

Their customer service responses are prompt and knowledgeable. They immediately picked up on our calls, greeted us with kindness, and professionally gave us the information we needed.

TMT Insurance Group has over two decades of experience in Texas. They offer individual health insurance, group health insurance, Medicare, Medicaid, and more. 

They offer health insurance from most of the big carriers too. These include UnitedHealthcare, Aetna, Ambetter, Blue Cross Blue Shield, Molina, and Cigna.

It’s definitely not the biggest range out there, but it’s respectable. If you want to learn more about other carriers before deciding, though, we recommend checking out the other agencies on this list.

Anyway, we also really appreciated how informative their website was about health insurance, deductibles, plans, and coverage. This really helped us learn as much as we can before heading in.

We visited one of their offices and saw why people say their agents are kind, patient, and professional. A lot of the clients we talked to have been loyal to them for years, which is as good a testament as any.

However, we should note that some people did say that their customer service can be difficult sometimes. Some mentioned reaching out to them for help and never hearing back, and even though this wasn’t our experience, it bears noting.

Finally, TMT is open daily from 9AM-6PM. This means that it should be pretty easy to reach them even if you have a busy work week.

Clark Health Insurance is a family-run health insurance agency based in Houston. They want to help their clients make sense of all the complicated processes for health insurance.

We do wish their website were a little more informative and easy to navigate. They don’t provide a lot of information about their services, so we decided to give them a call.

Luckily, their customer service lines are pretty prompt with their responses. You should have no problems no reaching them and learning more about them.

We really appreciate the way the Clarks were able to walk us through our options and plans in very clear ways. They are knowledgeable, straightforward, and friendly.

We like this a lot because we understand how confusing and intimidating insurance can be. If you need any help with that, the Clarks are great at explaining.

If you like a more personal and intimate approach, their family-run business should be perfect for you. However, if you’re looking for a bigger business, there are other options on this list.

They have good hours during the work week, meaning you can probably swing by after work if you need to. They’re also open from 9AM-2PM on Saturdays if that works better for you.

Katherine Nguyen is a licensed health insurance agent and advisor. According to her website, her priority is to help you make the best possible decisions.

She works with self-employed individuals, families, and small businesses. It’s a good range for a small, more intimate business, if that’s what you’re after.

However, if you’re looking to get financial protection or advice for your larger business, you might want to look somewhere else.

You can subscribe to her email newsletters which share a lot of information about health and financial advice. We think this is great for people who are interested in those topics.

We like how personable Katherine is. According to her clients, she puts in the effort to really get to know you and make sure you’re comfortable in trusting her, and we can’t help but agree.

She’s really great at explaining what’s happening with your current plan and identifying alternatives that may be better for you. A lot of her clients are really grateful for this.

If you’re interested in getting to know her work, you’ll be glad to know she is friendly and quick to respond. We didn’t have a hard time contacting her at all!